City of San Diego's Inclusionary Housing Program
The City of San Diego's Inclusionary Affordable Housing Program creates opportunities for eligible households to purchase designated for-sale homes at below-market prices.
1. Community-Driven Development
Developers partner with local governments to build new communities that prioritize affordable units alongside market-rate homes, ensuring a diverse and stable neighborhood.
2. Income-Based Affordability
Units are reserved for families meeting specific income limits, typically defined as 120% of the Area Median Income (AMI), making homeownership accessible to moderate-income buyers.
3. Verified Eligibility & Support
The program includes a rigorous eligibility and verification process. Liliana and the City’s approved lender provide the guidance, education, and resources needed to understand the requirements and move through each step of the process.
Eligibility Guidelines
Understanding the eligibility requirements for the City of San Diego’s Inclusionary Housing Program is an important first step. The following provides a general overview of key eligibility guidelines.
Program requirements are subject to San Diego Housing Commission guidelines and final eligibility verification.
Income Limits
Applicants must demonstrate an annual household income that falls within the designated income cap for the specific development. This ensures affordability for first-time and moderate-income buyers.
Buyer Status
Applicants and adult household members must meet the program’s first-time homebuyer requirements. Applicants must also meet San Diego County residency and other program eligibility requirements.
Important Program Restrictions
Homes purchased through the program are subject to long-term deed restrictions. These include owner-occupancy and resale requirements, restrictions on renting the property, and provisions that may affect how equity is shared when the home is sold. Buyers should fully understand these restrictions before purchasing.
Household Size
Household size is based on the number of established members of the household, including children and dependents. Applicants must provide documentation verifying both the history and current composition of the household.
Verification
Eligibility is subject to final verification and approval by the San Diego Housing Commission (SDHC). Applicants must meet all applicable program requirements and provide the required documentation.
Affordable-For Sale Homes Available Now
Explore available Affordable For-Sale homes in our two new construction communities in Southeastern San Diego.
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